A commitment to crafting quality and brilliance

Established in 1999 in a small Sandton office, Emerald is currently the largest Corporate Property and Engineering Underwriter in South Africa. Recently purchased by Santam, South Africa’s largest insurance company, we are now able to offer additional security, while retaining our characteristic flair and imagination.

The solution orientated approach of the Emerald team to create sustainable, quality products is part of our culture. Our aim is not to be the cheapest by cutting corners, but rather to be the best by offering expertise and skill.

OUR PURPOSE
‘To create sustainable Corporate Property and Engineering Insurance solutions throughout Africa for our preferred business partners.’

OUR MISSION STATEMENT
‘To be the insurer of choice in our chosen areas of business by offering innovative solutions and quality capacity, while maximizing returns to all stakeholders, and providing an enriching and rewarding environment for all employees.’

UNDERWRITING ETHOS
‘Correct understanding and measurement of risk, appropriate reinsurance placement and accounting and effective claims management are all key to our underwriting approach.’

OPERATIONAL ETHOS
‘Every Emerald employee must be motivated, enthusiastic, professional and effective. They must understand their goals, be empowered and be encouraged to utilize their initiative and intellect.’