One thing that's absolutely certain about the future is change. At Emerald we are passionately inspired by the diversity, growth and transformation taking place in South Africa and the rest of the African continent.  Emerald first began writing business outside of South Africa in 2005 and from modest beginnings we now have well over ZAR450 million in gross written premium in the rest of Africa, representing almost 30% of our total business.

With a growing list of local and international clients, we are boldly exploring new and exciting opportunities across the African continent. We aim to be the insurer of choice within our specialised areas of business throughout Africa, while remaining committed to contributing to the continent's economic growth and infrastructural development.

Our future focus is to expand, locally and internationally, offering our clients innovative solution-oriented opportunities and a depth of vision that clearly demonstrates our ability to anticipate and embrace change and growth, by turning possible challenges into valuable opportunities along the way.

For multinational corporations, up to 25% of the total insured value per additional territory situated outside of Africa can be included.  The current capacity per risk is USD150 million or local currency equivalent on a loss limit basis.

Additional capacity for all territories can be accessed through innovative facultative reinsurance solutions.  All cover is subject to standard Emerald exclusions.

Emerald has specific underwriting information requirements for consideration of risk acceptance.  Please see our marketing material and underwriting requirements.

Mary Driscoll leads our growth initiative into Africa; for all new business enquiries please contact her directly.

We are able to offer political and non-political riot wrap cover throughout Africa.  For more information read here, or contact Michaela Phillips.

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