Emerald Risk Transfer is a leading provider of corporate property and associated engineering insurance products on the African continent.  Established in 1999, Emerald continues to offer innovative insurance solutions to over six hundred corporate policyholders, many of which are in the top 100 companies in South Africa.

Emerald is a fully intermediated company and underwrites exclusively for Santam Insurance Limited.  With a Standard and Poor's international rating of BBB+, national rating of AA+, and assets worth more than USD1.9 billion, Santam is South Africa's leading short term insurer.

We pride ourselves on our strong relationships with local and global intermediaries, and we have a focussed presence in African territories, following both Sanlam and Santam's footprint, as well as independently.

Emerald has a
ZAR1,5 billion capacity througout the African continent and Indian Ocean Islands, and a USD10 million capacity in the Middle East, and Central and South-East Asia, including the Indian sub-continent.  Additional capacity can be accessed through innovative facultative reinsurance solutions for large capacity accounts.  All cover is subject to Treaty terms. 

Emerald also has access to a seamless multi class policy through Santam Specialist Business. 

Emerald only underwrites Corporate Property and associated Engineering risks and accident classes (excluding PI and FG).  As a broad (but not inflexible) definition, corporate risks are those with a total sum insured of USD100 million and above.
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01 JANUARY - The Emerald Experience
In January 2013 The Kruger National Park suffered extensive flood damage. Shingwedzi rest camp was completely submerged. Being the lead insurer to SANPARKS, Emerald handled the claim which we are pleased to advise was largely finalised by the end of 2013. Watch the short video to share the experience . . .


17 FEBRUARY - Emerald feeds 500 . . . #neknomination
In response to the #neknomination from JLT, Emerald fed 500 in a local informal settlement . . .

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