Emerald Risk Transfer is a leading provider of corporate property and associated engineering insurance products on the African continent.  Established in 1999, Emerald continues to offer solution driven insurance products to corporate policyholders throughout Africa, including Indian Ocean Islands and internationally in the Middle East, as well as the South-Central, Eastern and South-East Asian regions.  Emerald specialises in Corporate Property and associated Engineering and Accident classes (excluding PI and FG).  Correct understanding and measurement of risk, appropriate reinsurance placement, accounting and effective claims management are all key to our underwriting approach.

In addition to Santam's International Standard & Poors BBB- (Negative) rating, Emerald is able to offer "A" rated security through a binding authority from Munich Reinsurance Company of Africa Limited, whereby Emerald may use their International Standard & Poors (AA-) credit rating to write inwards reinsurance business.

This security is available for selected risks on request.

We pride ourselves on our strong relationships with local and global intermediaries, and we have a focussed presence in African territories, following both Sanlam and Santam's footprint, as well as independently.

Emerald has a
ZAR1,5 billion capacity througout the African continent and Indian Ocean Islands, and a USD20 million capacity in the Middle East, and Central and South-East Asia, including the Indian sub-continent.  Additional capacity can be accessed through innovative facultative reinsurance solutions for large capacity accounts.  All cover is subject to Treaty terms. 

Emerald also has access to a seamless multi class policy through Santam Specialist Business. 

Emerald only underwrites Corporate Property and associated Engineering risks and accident classes (excluding PI and FG).  As a broad (but not inflexible) definition, corporate risks are those with a total sum insured of USD100 million and above.



01 JANUARY - The Emerald Experience
In January 2013 The Kruger National Park suffered extensive flood damage. Shingwedzi rest camp was completely submerged. Being the lead insurer to SANPARKS, Emerald handled the claim which we are pleased to advise was largely finalised by the end of 2013. Watch the short video to share the experience . . .


17 FEBRUARY - Emerald feeds 500 . . . #neknomination
In response to the #neknomination from JLT, Emerald fed 500 in a local informal settlement . . .

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